Add refund.md

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ts committed 2026-02-09 14:00:18 +08:00
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# Summit Fees Refund Policy
## If refund request was received
1. `2nd - 31st Mar 2026` 100% refund
2. `1st - 30th Apr 2026` 80% refund
3. `1st - 21st May 2026` 50% refund
4. `After 21st May 2026` 0% refund
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